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FREQUENTLY ASKED QUESTONS:

What are the rates & fees?
What happens if I am late with my payment or do not pay at all?
How much will the loan cost?
What is your renewal policy?
What are the requirements for a small loan?
What is the dollar amount I will be approved for?
Do I have to pledge any personal property as collateral?
What are the credit score requirements?
What term should I expect?
How do I apply for the up to thirty-five thousand dollar loan?
Is FirstAmerigo.com a lender?
When will the funds be available?

ANSWERS:

What are the rates & fees??
     The following are projections of interest rates and or fees paid on certain dollar amounts borrowed... ***These are only examples of interest rates and or fees. Your interest rate and or fees may be higher or lower depending on the laws of the state you are in. Simply add the projected interest to your borrowed amount for your projected repayment amount. If you borrow $100, your projected low interest is $15, your projected average interest is $21 and your projected high interest is $26. If you borrow $200, your projected low interest is $30, your projected average interest is $42 and your projected high interest is $52. If you borrow $300, your projected low interest is $45, your projected average interest is $63 and your projected high interest is $78. If you borrow $400, your projected low interest is $60, your projected average interest is $84 and your projected high interest is $104. If you borrow $500, your projected low interest is $75, your projected average interest is $105 and your projected high interest is $130.

What happens if I am late with my payment or do not pay at all?
   Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.

How much will the loan cost?
   The cost of the loan and the APR depends on your application. The terms are disclosed in the application process when you are directed to the lender’s website. At this point you have NOT accepted the loan. If, when the terms are disclosed, they are not acceptable to you, do not sign the application.

What is your renewal policy?
   Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes clear to the lender.

What are the requirements for a small loan?
   A good job history, checking account and minimum income are a few examples of these requirements.

What is the dollar amount I will be approved for?
     Approval amounts are decided on many factors.


Do I have to pledge any personal property as collateral?
     In most cases there is no need to pledge personal property as collateral for your loan.


What are the credit score requirements?
     There is no certain credit score required for our up to $1,000 loan application. If you need more than up to $1,000, "good credit" is required. If you wish to apply for a loan of up to $35,000, you may contact us today for that loan offer.


What term should I expect?
     Re-payment terms are to be determined by the lender that approves your loan request.


How do I apply for the up to thirty-five thousand dollar loan?
     If you need more than up to $1,000, you may simply contact us through our contact form. When contacting us please remember to select "up to $35,000 loan" from the drop down menu.


Is FirstAmerigo.com a lender??
     No. FirstAmerigo.com matches your loan request with loan offers.


When will the funds be available?
     Funds can be deposited into your account the same day you are approved. The funding is determined by the lender that approves your loan request.

First Amerigo embraces the opportunity to achieve your financial needs with our proven ability to keep mistakes to a minimum and attain great results. This process for obtaining unsecured loans and unsecured lines of credit is passed on to you with confidence. Simply by calling, or submitting an application, you can benefit from the following:

  • Same day decision
  • Secure and confidential
  • Experience and results
  • No collateral required

 At First Amerigo, our staff provides special skill and knowledge derived from years of direct participation with short term loans. No other company can offer the service you want with the results you need. Reward yourself today by gaining access to your short term loan needs today. Simply choose one of the links to learn more or submit an application to apply for a short term loan today.

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